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Global shares fell 2.9% and 0.3% in hedged and unhedged terms, respectively. Global equities were led on the downside by the US market with Tech stocks struggling as the techheavy Nasdaq Index fell by -5.2% in USD terms.
Federal Budget Summary, The 2020 Budget is all about jobs, jobs and spending to make more jobs.
The increasing cost of goods and services is a reality most Australians have to deal with. Data from the Australian Bureau of Statistics shows that living expenses for employee households were up by 1.1% from March 2020, compared to March 20191. This may not seem like a lot, but if living expenses go up and wages stay stagnant, it makes an impact of your overall household income and expenses ratio.
Global shares rose 6.2% and 3.5% in hedged and unhedged terms, respectively. Global equities continue to be led by the US market with Tech stocks the leaders as the tech-heavy Nasdaq Index rose by 9.6% in USD terms.
Working in retirement can be enjoyable, If you are not ready to take your foot completely off the brake as your working career slows down, you may find a happy medium and foster a healthy routine by working in retirement.
Research shows that parents’ actions affect their children’s behaviour and the effects can last into adulthood.1 This puts the onus on parents to help their children develop the skills and behaviours to make smart financial decisions – from learning about the importance of saving to the power of compounding interest.
Global shares rose 3.3% and 0.6% in hedged and unhedged terms, respectively
If you are worried about the rising cost of living expenses and are not seeing any wage increases, then it’s time to get organised with your finances, set a realistic budget, work out what you can do without and where you can invest to save.
Global shares rose 2.3% and fell -1.1% in hedged and unhedged terms, respectively.
We hope that we can retire with enough life left in us to enjoy all the things that took a backseat during our working years. We want enough money to be comfortable and safe in the knowledge we won’t run out of money and have to go back to work, unless of course we want to.
Global shares rose 4.7% and 3.4% in hedged and unhedged terms, respectively.
Are you a new technology pioneer, or a proud ‘technophobe’? Wherever you sit on the digital spectrum, the transformative power of technology is undeniable. What’s important is how you harness it.
Over the last 20 years, since 1999, the percentage of Australians age 65 years or over increased from 12.3% to 15.9%.
Investment results tend to vary more widely when you just consider the returns over a period of one year.
Global shares fell -13.4% and -8.3% in hedged and unhedged terms, respectively
Global shares fell -8.5% and -4.9% in hedged and unhedged terms, respectively
If you have retired and think the days of reviewing your financial plans are over, think again. Now is the time to review your entire plan in-line with your new lifestyle and pay particular attention to any insurance cover in place.
If you are in your 40s and feeling like your financial fitness could do with an overhaul, then make 2020 the year to do it!
Global shares were up 2.3% and were down -0.9% in hedged and unhedged terms, respectively.
Global shares were up 3.2% and 4.7% in hedged and unhedged terms, respectively.
Global shares were up 1.8% and 0.4% in hedged and unhedged terms, respectively.
Welcome to our quarterly magazine – in this edition: • Strategies for dealing with market volatility • Nominating your super beneficiary • Practical ways of taking control of your personal finances after divorce • Supersize your super • Sharing is caring
Protecting yourself from frivolous creditors and lawsuits is becoming an increasingly common concern. Here we outline some of the ways you can insulate your assets.
The rally from December resumed with most equity markets up for the month.
One of the world’s most admired investors, Warren Buffett, is famous for saying “Don't save what is left after spending; spend what is left after saving.”
The rally from December faltered slightly with most equity markets down for the month.
A goals-based investment approach isn’t focused on ‘beating the market’. It’s about tailoring your investments to meet your personal goals.
The rally from December has continued into July with most equity markets up for the month.
Having an appropriate financial plan in place covers more than just investments and insurance. The same goes for a financial adviser – there are some you will just click with, who can help improve your financial future.
Welcome to our quarterly magazine – in this edition: • An enjoyable retirement – are you on track? • A look at minimalism • Protect the lifeblood of your business • How reading books can do wonders for your wellbeing • Forty years behind us